PRESTIGE HOMES AND REALTY DEVELOPMENT CORPORATION (NHMFC REQUIREMENTS)
BASIC REQUIREMENTS (FOR BORROWER AND CO-BORROWER)
- (4pcs) 1x1 ID pictures with name at the back (photo must be taken 6 months)
- Clear Copy of Two (2) Valid Government Issued ID’s with 3 specimen signatures
- Clear Copy of Two (2) Valid ID’s of Spouse (if married) with 3 specimen signatures
- Clear Copy of PSA Birth Certificate
- Clear Copy of PSA Marriage Contract (if married), Death Certificate (if Widowed),
- Separation Papers and Liquidation Documents (if Legally Separated)
- Clear Copy of Updated TIN ID
- Clear Copy of Updated TIN Verification Slip/Certification
- (Original) 4 Copies Signed Special Power of Attorney (Davao Light Application Format)
- (Original) 4 Copies Signed Authorization (Water District Application Format)
- Latest Billing Statement
INCOME DOCUMENTS (FOR BORROWER AND CO-BORROWER)
(OF BOTH SPOUSES)
- Borrower's Information Sheet (BIS) with 2x2 ID picture
- Two (2) valid IDs
- Marriage Contract, if applicable
- Letter of Authority in favor of NHMFC to inspect the property of the borrower /buyer
- Authority for Background and Credit Investigation
- Borrower's ledgers and official receipts
- Insurance Policy covering MRI, Fire and Lightning
- (if in house, not compulsory covered by NHMFC)
- Health Statement Form (if applicable)
- Proof of Capacity to pay
-
NOTE:
* for government employees who will be paying their loan amortization through salary deduction, the Certified One (1) Month Payslip, within the last three (3) months prior to date of application, must be submitted together with CEC or ITR.
LOCALLY EMPLOYED
- Latest Income Tax Return (ITR)
- Certificate of Employment (COE)
- Certified Payslip (within 6 months)
- Passbook or other docs showing other income
BUSINESS
- Latest ITR and Audited Financial
- Mayor's/Business Permit
- Bank Statement or passbook for the last 12 mos. or other docs that would validate capacity to pay
SELF-EMPLOYED
-
Latest Income Tax Return (verified by BIR), Latest Audited Financial Statements and Official Receipt of Tax payment from bank supported with:
* Latest DTI Registration
* Latest Mayor's Permit / Business Permit - Commission Vouchers * reflecting the issuer's name and contact details (for the last 12 months)
- Latest Professional Tax Receipt
- Lease Contract and Tax Declaration * if income is derived from rental payments
-
Transport Franchise issued by appropriate government agency
* LGU for Tricycles, LTFRB for other PUVs. - Certificate of Engagement issued by owner of Business
-
Other document that would validate source of income
* If not working within Davao/Mindanao (cannot personally sign documents)
- NOTE: (Original) 4 Copies Notarized Special Power of Attorney (NHMFC Coded Form)
OVERSEAS FILIPINO WORKER
- Valid Employment Contract (English)
- Bank Statement or passbook for the last 12 mos. or other docs that would validate capacity to pay
- Other Sources of Income
- Lease Contract for income generating properties
- OR/CR of vehicle/s owned
- Stock Certificates
- Other documents showing source/s of income
ONLINE JOB WORKER
- Certificate of Employment or contract with letter head indicating company's name and email address * in case income is sourced from foreign remittances, pensions, etc.
- Paypal Remittance for 12 months * used for online transfer of fund
-
Bank Statements or Passbook for the last 12 months * used for online transfer of fund.
* If not working within Davao/Mindanao (cannot personally sign documents). - (Original) 4 Copies Notarized Special Power of Attorney (HDMF Coded Form).
For concerns and clarifications, you may contact us at:
SALES DEPARTMENT
(082) 241-2683 loc. 111 and 112 ; +63 932-850-7796(Sun), +63 965-933-5423 (Globe)
[email protected]
[email protected]
* For application/pre-approval purposes, please send scanned copies.
* To follow original documents for post-approval requirements.
* To follow original documents for post-approval requirements.